Terms and Conditions

Materials provided on this site are provided "as is" without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. ITF specifically does not make any warranties or representations as to the accuracy or completeness of any such Materials. ITF periodically adds changes, improves, or updates the Materials on this Site without notice. Under no circumstances shall ITF be liable for any loss, damage, liability or expense incurred or suffered which is claimed to have resulted from use of this Site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this Site is at User's sole risk. Under no circumstances, including, but not limited to, negligence, shall ITF or its affiliates be liable for any direct, indirect, incidental, special or consequential damages, even if ITF has been advised of the possibility of such damages.

User specifically acknowledges and agrees that ITF is not liable for any conduct of any User.

This site may contain advice, opinions, and statements of various information providers and content providers. ITF does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk.